By Nancy Bondi
As the vacation season comes to finale, one of the areas where stress attempts to seem to creep into our minds is in the area of finances. With present purchases adding up, tax considerations, and holiday travel expenses being sustained, many people are tempted to let negative vibrations into their lives due to increased spending. Like any other stress related topic, though, you have to know the correct way to shift this one also.
Stop & Breathe! The first, and most important, step to beating holiday stress in the area of finances is to stop and breathe. Allow your energy to focus itself on a positive image, and just let the the negative feelings exit your thinking. While this can sound simple it is Forceful and you can do this! Remember that managing your energy is KEY in everything in life and business:)
Note It All Down! Ok, now that you have reached a place of focus and tranquillity in your brain, lets get to work on the rest. Start by writing down the things which have to be done or bought, and the costs associated with those items. Don't over investigate this too much and have fun with it. You may also add 1 or 2 crazy things to your list, just to keep it exciting.
Now, add to this list things which will cost nothing or that you already have within your possession. As an example, a list may look like this:
1. Gift for my folks $50
2. Travel Money to see family $150
3. Gift Exchange gift for work $20
4. Gift for my childs teacher $20
5. Donation toy for charity $20
6. Money for vacation activity with my kid $50
7. Books to read on Yuletide Eve $0 (Library)
8. Dessert to take to work vacation Party $0 (ingredients already in pantry)
If you happen to detect, line items 1-6 have interrelated costs, and numbers 7-8 don't. Now, from this point, attempt to list the items from highest concern to least concern. Your list might now look like this:
1. Travel Money to see family $150
2. Books to read on Christmas Eve $0 (Library)
3. Gift for my parents $50
4. Donation toy for charity $20
5. Money for vacation activity with my child $50
6. Gift for my childs teacher $20
7. Dessert to take to work holiday Party $0 (ingredients already in cupboard)
8. Gift Exchange gift for work $20
Now that you have things listed from most important to least, brainstorm about any changes that you can make to restrict the cost without losing the importance. Here are some ideas, based primarily on the above list
1.Lower present amount for moms and pops to $40 and have my kid hand-make a card
2.Instead of purchasing a new toy for charity, find a nice one that my child no longer plays with and give that as an alternative.
3.Ask a friend if they'd like to split the purchase of a new toy for a kid for charity with our family.
4.Search the internet for a free vacation activity to do with my kid, instead of something high-priced.
5.Decrease the gift amount for my childs teacher to $10 and hand-make a card
6.Not take part in the present exchange for work
Now, rearrange your list to incorporate the changes and see where you actually are now.
1.Travel Cash to see family $150
2.Books to read on Christmas Eve $0 (Library)
3.Gift for my parents $40 (make card home-made)
4.Donation toy for charity $10 + a toy my kid doesn't use
5.Money for vacation activity with my child $0
6.Gift for my childs teacher $10 (make card home-made)
7.Dessert to take to work vacation Party $0 (ingredients already in cupboard)
8.Gift Exchange gift for work $0 (opt-out)
Now, take a couple more minutes and write down all of the things which you've got this holiday season that are positive and that make a contribution to high vibrations, andi f you really nee to, do consider taking up a personal loan rather than using your card.
Include the love of family, time expended with friends, and the blessings you have. You may also want to include your positive. Outlook for the holiday season. Stuff like This may be the best vacation season yet or My New Year is looking awfully bright and promising! Remember to focus your mind as much as you can on the positive and not let negative vibrations, like vacation tensions seem to divide your energy!
Stop & Breathe! The first, and most important, step to beating holiday stress in the area of finances is to stop and breathe. Allow your energy to focus itself on a positive image, and just let the the negative feelings exit your thinking. While this can sound simple it is Forceful and you can do this! Remember that managing your energy is KEY in everything in life and business:)
Note It All Down! Ok, now that you have reached a place of focus and tranquillity in your brain, lets get to work on the rest. Start by writing down the things which have to be done or bought, and the costs associated with those items. Don't over investigate this too much and have fun with it. You may also add 1 or 2 crazy things to your list, just to keep it exciting.
Now, add to this list things which will cost nothing or that you already have within your possession. As an example, a list may look like this:
1. Gift for my folks $50
2. Travel Money to see family $150
3. Gift Exchange gift for work $20
4. Gift for my childs teacher $20
5. Donation toy for charity $20
6. Money for vacation activity with my kid $50
7. Books to read on Yuletide Eve $0 (Library)
8. Dessert to take to work vacation Party $0 (ingredients already in pantry)
If you happen to detect, line items 1-6 have interrelated costs, and numbers 7-8 don't. Now, from this point, attempt to list the items from highest concern to least concern. Your list might now look like this:
1. Travel Money to see family $150
2. Books to read on Christmas Eve $0 (Library)
3. Gift for my parents $50
4. Donation toy for charity $20
5. Money for vacation activity with my child $50
6. Gift for my childs teacher $20
7. Dessert to take to work holiday Party $0 (ingredients already in cupboard)
8. Gift Exchange gift for work $20
Now that you have things listed from most important to least, brainstorm about any changes that you can make to restrict the cost without losing the importance. Here are some ideas, based primarily on the above list
1.Lower present amount for moms and pops to $40 and have my kid hand-make a card
2.Instead of purchasing a new toy for charity, find a nice one that my child no longer plays with and give that as an alternative.
3.Ask a friend if they'd like to split the purchase of a new toy for a kid for charity with our family.
4.Search the internet for a free vacation activity to do with my kid, instead of something high-priced.
5.Decrease the gift amount for my childs teacher to $10 and hand-make a card
6.Not take part in the present exchange for work
Now, rearrange your list to incorporate the changes and see where you actually are now.
1.Travel Cash to see family $150
2.Books to read on Christmas Eve $0 (Library)
3.Gift for my parents $40 (make card home-made)
4.Donation toy for charity $10 + a toy my kid doesn't use
5.Money for vacation activity with my child $0
6.Gift for my childs teacher $10 (make card home-made)
7.Dessert to take to work vacation Party $0 (ingredients already in cupboard)
8.Gift Exchange gift for work $0 (opt-out)
Now, take a couple more minutes and write down all of the things which you've got this holiday season that are positive and that make a contribution to high vibrations, andi f you really nee to, do consider taking up a personal loan rather than using your card.
Include the love of family, time expended with friends, and the blessings you have. You may also want to include your positive. Outlook for the holiday season. Stuff like This may be the best vacation season yet or My New Year is looking awfully bright and promising! Remember to focus your mind as much as you can on the positive and not let negative vibrations, like vacation tensions seem to divide your energy!
About the Author:
Nancy Bondi is a prefessional theropist and have gained extensive recognition in her area. She stopped working fulltime after being highly ill but have manged to get finance help which helped here recover and manage her finances in the interim. She currently does part-time counselling in her local community and infrequently travels out of town on paid request. She has a golden retriever whom she loves dearly and enjoys hanging out with him walking him in the park.
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